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Improve Cash Flow - Finance vs Cash upfront

Find out how a commercial lease can help your business stay cash flow positive. Compare the costs of finance for equipment over its effective useful life to the cost of purchasing capital equipment outright.

Maintain cash flow with FlexiCommercial finance

  LEASE IT BORROW TO BUY IT
Equipment Cost $53,073.32 $53,073.32
Effective Life 20 Years 20 years
Term 60 months 60 months
Tax Rate 30% 30%
Estimated Salvage  n/a 5%
Pre Tax IRR (Est Borrowing Rate)  n/a 10.33%
Monthly Payment
$1,184.07 $1,126.59
Assumed Monthly Tax Deduction -$355.22 -$66.34
After Tax IRR -3% 8.76%

Please note, the chart is indicative only and remains subject to satisfactory diligence. By using the chart you acknowledge that FlexiCommercial is not providing any advice, either expressly or implied, in relation to the legal, taxation or accounting treatment of transaction contemplated by this analysis. Please seek independent financial advice and see your tax advisor for more information.

* To obtain a full quote please contact FlexiCommercial on